HSBC needs the money. If there is an possible away, HSBC Finance would like to raise your HSBC crdit card rate to 30.99 percent or higher. excuses to customers are questionable at best. With no ‘late-30’s’ and timely payments, HSBC told one customer “you have a lot of bills” and raised […]
Bankruptcy laws were changed and strengthened in 2005. Then greedy banksters, mortgage brokers, and lending companies felt safe. They could do whatever they wanted to do, since it was harder to declare bankruptcy. Nationally, the total number of bankruptcies filed in the first half of 2008, however, rose 29.2 percent, to 522,205, […]
J.G. reports: “I was about to recently refinance my home. I found that through HSBC there has been a credit card opened in 08/06, which my husband and I have disputed with the credit reporting agencies. The balance is $1543 on a $2000 credit limit. We have been unsuccessful so […]
EILEEN POWELL of the Associated Press said:
The three major consumer credit reporting agencies announced Tuesday that they have created a new credit scoring system aimed at simplifying the loan process for both lenders and borrowers.
The announcement by Equifax, Experian and TransUnion said the new “VantageScore” was “a direct result of market demand for a more […]
Because the Fair Credit Reporting Act (FCRA) calls for $1,000 in statutory damages, you don’t have to prove damages. See our page called “Your Money” for recourse on FCRA and Fair Debt Collect Protection Act violations. Just create an invoice on your computer and mail it with delivery confirmation from the postal service. […]
The following was sent to the OCC and FBI on behalf of consumers:
Office of the Comptroller of the Currency
1301 McKinney Street
Suite 3450
Houston, Texas 77010-9050
And
Federal Bureau of Investigation
Attn: RICO Investigations
1300 Summit
Kansas City, Missouri 64105-1362
SUBJECT: HSBC NORTH AMERICA AND HSBC FINANCE CORPORATION
The purpose of this communication is to confirm the accuracy of consumer complaints relative to Household […]
As Household - HSBC Watch looks out for you we talked with the Missouri Attorney General and the Office of the Comptroller of the Currency (OCC) today (25 February 2005). New changes in consumer complaint reporting make it easier for you to complain about Household, HSBC, and any of over 60 merchants. Although […]
Andrew Armishaw, group executive and chief information officer at HSBC has some explaining to do. Consumers have reported in recent weeks that HSBC’s online payment website, www.hrsaccount.com , will not let customers pay their accounts online. The number of complaints about the online payment website rose to an all time high in […]
A recent article reported that one’s FICO score can drop by more than 65 points if your credit card company does not report your limit to the three major credit bureaus. The omission can be costly when you apply for credit. Capital One omits the information. Equally costly, according to Household […]
The three largest credit reporting agencies (CRA’s) have a big impact on your personal credit. These agencies, also referred to as credit bureas, are for-profit companies. Trans Union, Equifax, and Experian correction form letters are available on Household - HSBC Watch in their “Credit Bureaus” category seen here.
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An open letter to HSBC, Knight Vinke and Stephen Green
We monitor customer trends for possible violations of Regulation Z and other possible illegal actions.
We use your individual HSBC complaints and merchant complaint reports to perform trend analysis.
We are not associated with HSBC, Household International, or their merchants.
Some items are used by permission granted in the Fair Use guidelines of the 1976 U.S. Copyright Act.
