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Oxley - “due process takes time”

Ohio Rep. Michael Oxley, one of the two congressmen behind the Sarbanes-Oxley corporate reform legislation that was passed the same summer of the WorldCom debacle, said investors could be cheered by the Ebbers verdict. “Due process takes time, and the prosecutors are to be congratulated,” he said. “Every investor and everyone harmed by the […]

Authorities Clamp Down on HSBC Finance Corporation

In an attempt to reduce complaints, abuses, and non-compliance issues authorities and regulators are certain to have an impact on future profits at HSBC Finance Corporation, which is the new name of former troubled predatory lender Household International.

New OCC regulations go into effect on April 8, 2005, which address predatory mortgages and compliance issues. […]

Does Your Domain Name Match Your Intent?

As reflected in Google rankings for Household - HSBC Watch, success requires a good domain name.
Does your domain name address the issues for your web site? As an example, discussions about consumer electronics store Best Buy’s credit card are on our domain name BestBuyCard.net Be careful, however, as many companies protect their […]

Household - HSBC Watch Needs Consumer Input

Consumer input is needed. If any of these happened to you please send your report to Household Watch. Go to our website to do so.

Relative to Household International Retail Services, HRSI, HRS, HSBC, HAF:
If you received your bills during a promotional period, and failed to receive the final bill
If you received your bills until […]

Problems paying online

Seems there may be a disturbing new trend being reported to the staff
at Household Watch. Consumer input is greatly appreciated.

1. If an account is not late, the consumer cannot make a payment by phone.
2. If the account is late, the consumer can no longer pay online.
References:
“Had an account with HRS for the purchase of […]

Let the executives know - Don’t pull a Kenneth Lay

This is contributed input. Household Watch appreciates this valuable information:
An attorney friend of mine states that if you send any type of letter to HRS, you should also send a copy of the letter by both fax and certified mail to William F. Aldinger, Chairman & CEO; David A. Schoen, President & Chief Operating Officer; […]

Open Letter to Visitors

This letter explains our research and complaint gathering methods.
Open letter:
To Whom It May Concern:

We are an independent research study which solicits information from those who financed purchases from various stores that use HRS (Household Retail Services) as their method of financing.
Specifically, we are gathering factual reported cases from consumers that financed on a 6 […]

How to File your complaint

How To File Your
OCC, FTC, Mail Fraud, and Attorney General Complaints
To get results, as a bare minimum you should file a complaint with your state attorney general, the OCC (Office of the Comptroller of the Currency) and the FTC. Your FTC complaint is about the merchant, not the financing. Your OCC complaint is about the […]