WASHINGTON — The rush of indebted consumers to file bankruptcy before a tough new law took effect pushed personal filings for 2005 to their highest annual level on record — more than 2 million, according to new data.
Significant increases in consumer bankruptcy filings occurred in every region, according to the data released Wednesday by Lundquist […]
The overall quarterly increase in bankruptcy filings was fueled by consumer Chapter 7 filings, which rose 17.7 percent, to 362,481 from 308,028, for the second quarter of 2004. Under Chapter 7, a person’s assets are liquidated, except those exempted by law, and debts are wiped away. Such cases are usually simple. The average filer doesn’t […]
Partial List of Known Errors, HRS / HCS
The consumer receives their first bill, only to find out they already have past due fees and late charges, plus a higher interest rate.
The consumer never receives a bill after opening an account.
The consumer may receive a bill at their correct address in months 1-11, then the apartment […]
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An open letter to HSBC, Knight Vinke and Stephen Green
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