With record profits announced in England by HSBC, there have been mutterings that banks should be subject to a windfall tax to mop up some of their excess funds. So, naturally enough, they are getting sensitive. HSBC hurriedly put out figures meant to dowse any flames suggesting excess profits, claiming it made just £77 for each personal customer. Is HSBC trying to weasel out of paying their fair share? How much do they pay in tax to the UK?
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As Household – HSBC Watch looks out for you we talked with the Missouri Attorney General and the Office of the Comptroller of the Currency (OCC) today (25 February 2005). New changes in consumer complaint reporting make it easier for you to complain about Household, HSBC, and any of over 60 merchants. Although the Federal Trade Commission will still take your complaint about a credit card problem, the OCC will take your merchant complaint and Household -HSBC complaint and they will handle it all. They contact the offending financial institution and attempt to get your money back if indeed there has been an illegal act or duplicity. We advise you to contact your state attorney general so a complaint is on file with them and they know what is happening at the federal level. Both agencies are available from the drop down menu on the front page of our website www.householdwatch.com
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The United States Department of Justice was a very welcomed visitor to Household – HSBC Watch on February 24, 2005. The DOJ studied issues presented by consumers and shown on www.householdwatch.com
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With a short email which said “Very interesting website. I’m the “Shea” in Shea v Household” the volunteers at Household – HSBC Watch were thrilled to hear from James B. Shea. Mr. Shea went on to say he tried to reason with Household International – HSBC but they refused. Even though Household- HSBC paid out $11 or less, knew they were wrong, and complaints were consistent with what we were seeing here at Household – HSBC Watch, they were in denial.
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When asked about foreclosure avoidance Household HSBC Watch, a US based consumer watchdog organization, has simple guidelines. Avoid Household International, HSBC, Beneficial Finance, Household Finance and Decision One Mortgage. When you finance or refinance with a lender that you like, include a page in the contract which forbids the lender (or broker) from selling your contract to any lender or servicer that has been charged with predatory lending, to include the famous and troubled predatory lender mentioned above. If the lender or broker refuses, reduce amounts on the good faith estimate, including loan origination fees and application fees, by 50 percent.
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Legal Info
Household HSBC Watch is a watchdog and consumer advocacy organization.
We monitor customer trends for possible violations of Regulation Z and other possible illegal actions.
We use your individual HSBC complaints and merchant complaint reports to perform trend analysis.
We are not associated with HSBC, Household International, or their merchants.
Some items are used by permission granted in the Fair Use guidelines of the 1976 U.S. Copyright Act.
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