When your bank finds the outer limits of the law
When a bank, such as HSBC and HSBC Finance, spends more time looking at the fringes of the law while discovering what they can get away with it should alarm the bank’s customers. When a judge rules that a bank’s actions are onerous, oppressive, or have questionable intent, the judge must rule stricly by the letter of the law. If the bank has indeed discovered the outer limits of legal acceptability, and such actions are declared legal, then they are acceptable. It is the point at which the customer should use extreme caution.
When such onerous and oppressive terms also include a clause requiring binding arbitration, thus forbidding personal or class action lawsuits, the customer should just walk away. Stripping the customer of constitutional rights before the contract is signed is a good indicator that the bank has something to hide.
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Related Searches: class action lawsuits, binding arbitration, extreme caution, judge rules, letter of the law
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