Unsolicited HSBC Credit Card Question from New York
EC in New York asks: “Has anyone received a credit card from HSBC / Direct Merchants Bank which they did not apply for (an unsolicited credit card)? I did and am wondering how widespread this predatory marketing practice by HSBC / Direct Merchants Bank is. The issuing of an unsolicited credit card is a violation of the Truth in Lending Act. Thanks for any information or comments.”
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