Jacksonville Area Legal Aid is calling for “troops” from the legal and business communities to help combat the rising rates of foreclosure and murder in Jacksonville. “Where there is murder, there are higher rates of foreclosure,” said Michael Figgins, executive director of JALA. “The cost of abusive mortgage lending is killing us. We know how to fight back. Stability is what we need.”
JALA released a map Tuesday illustrating foreclosure actions and murders in Duval County. They also released a map showing JALA foreclosure defense cases in relation to murders.
Foreclosure actions include homes that are in some stage of the foreclosure process including pre-foreclosure lawsuits and judgments of foreclosure sales.
Evelyn Mew is a mother of seven, grandmother of 19 with number 20 on the way, and achieved her dream of owning her own home in 2001. Today, she’s worried about losing her home.
Mew worked for the Duval County School Board, but twice sustained injures that inhibited her from working. Shortly after her injuries, Mew suffered a stroke, and then another. Mew struggled to pay her mortgage and turned to JALA for help after her mortgage company - HSBC - filed a foreclosure case.
JALA attorney Lynn Drysdale has worked with Mew for four years in the foreclosure litigation and helped settle her case. However, the lending company continued filing suit against Mew. Her lending company, HSBC — formerly Household International — is a sub-prime lender to America’s poor, according to one national report.
According to Drysdale, HSBC kept adding fees to what Mew owed. And, they returned Mew’s payment because she had used the company’s unabbreviated name, instead of its initials.
“I feel like they’re really after my house,” said Mew, wiping away tears. “I’m too old to start over and I don’t have the money and I want to leave something to my children. This is all I have.”
Drysdale called Mew the “face of foreclosure.”
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This article is a huge crock of ****. Foreclosings do not cause murders, murderers cause murders. It is not the banks fault that people can’t pay there bills. It is the consumers responsibility to ensure that they can afford payment when borrowing money.
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