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lobbyist Jack Abramoff, Ohio’s Ney and Predatory Lending

It pays - immensely - to enact state restrictions on America’s booming subprime mortgage industry, the Center for Responsible Lending reported. Consumers with marred credit or tight finances still get home loans easily and usually for a lower price when states govern subprime loans, researchers at the Durham, N.C.-based consumer advocacy group found.

Unfortunately Household International and HSBC work hard to circumvent your rights as they try to overturn state regulations in favor of federal regulations. Another advocacy organization _ Household - HSBC Watch _ monitors HSBC for predatory mortgage and predatory credit card lending. “The OCC agreed with predatory lenders on the issue of federal versus state, but many thought the suggestion by the OCC, and obviously driven by predatory lenders, was a travesty. Rep Bob Ney of Ohio presented the issue, forgetting the people that elected him. Now Ney’s links to lobbyist Jack Abramoff are coming under scrutiny, and the entire dirty rotten deal is starting to stink” said the group.

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