FTC enforces the Fair Debt Collection Protection Act
The Federal Trade Commission enforces the Fair Debt Collection Protection Act. Their website is available from the “Regulators” menu at the top of this page and many of our other pages. Violations include accuracy requirements on debt collectors and others who furnish information to credit bureaus. Does HSBC call you from India on Sunday, trying to collect a debt that isn’t yours? Do they continue to call you at work after you told them not to? “Contact the FTC with specifics including caller ID information” said consumer advocates at Household - HSBC Watch. See this link for more.
Thinking of making a debt settlement offer? See common settlement scams and rip-offs first







We monitor customer trends for possible violations of Regulation Z and other possible illegal actions.