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HSBC Forbids Balance Transfers

“Balance transfers may not be used to make payments to any Beneficial or HSBC credit card including any GM Card, Corvette MasterCard, Union Plus Credit Card, Household Bank or Orchard Bank credit card, or to pay a loan made by any other HFC, Beneficial or HSBC company.” See their terms here. That means you cannot payoff your account that way either. Indian outsourced call center employees may tell you that you can make a payment with your credit or debit card, but they are wrong and the payment will not go through, leaving you with more fees! “This is just another way HSBC and former disgraced predatory lender Household International take advantage of their customers” said activists at Household - HSBC Watch. See Drew’s article for more detail on HSBC balance transfers as payments and payoffs.

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