Most predators solicit clients
Most predators solicit their clients. If you passively go with a loan provider who solicits you, the risk of getting a predator is high. Since most loan providers are not predators, the risk of getting one is much lower if you throw a dart at the loan providers listed in the yellow pages. Of course, getting a referral from someone who understands the market is even better.
While written for the mortgage industry, and applicable to HSBC - Household International’s predatory tactics, the statement also applies to credit cards.
If you go to Best Buy, as an example, a retailer whos credit card is backed and controlled by HSBC - Household Retail Services, and they offer you a credit card, perhaps the predator is selecting you.
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