Are You Looking For The Predatory Lender?
Trying to track down troubled predatory lender Household International? Former stock symbol HI? Need updates to the nationwide $484 million settlement? Updates on RICO charges against H&R Block and Household? Perhaps you are looking for Household Retail Services, HRS or HRSI?
The names have changed.
HSBC North America Holdings (formerly Household International) has the leadership of William Aldinger at the top, once CEO of Household International. A subsidiary of HSBC Holdings, it offers consumer finance; personal financial services; and commercial, corporate investment, and private banking to some 60 million customers.
It makes secured and unsecured consumer loans mostly to lower-middle-income customers under the Household Finance and Beneficial brands. HSBC Bank offers commercial banking products through 400-plus branches in seven states. HSBC Card Services is one of the largest issuers of MasterCard and Visa credit cards, providing co-branded cards such as The GM and AFL-CIO Union Plus cards. HSBC also offers auto loans and insurance products.
HSBC North America is Household International, responsible for foreclosures, suits, repossessions, class actions, predatory lending, elder abuse, insurance fraud, improper credit reporting, violations of FDCPA, FCRA, Regulation Z, fair credit billing and many other alleged violations.
No matter what the new name is, the previous track record and speaks for itself. The “North America” portion means they can perform similar actions in Canada.
While the OCC seeks to protect them, the American public has had enough and authorities can see through the smoke screen.
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