Open Letter to Visitors
This letter explains our research and complaint gathering methods.
Open letter:
To Whom It May Concern:
We are an independent research study which solicits information from those who financed purchases from various stores that use HRS (Household Retail Services) as their method of financing.
Specifically, we are gathering factual reported cases from consumers that financed on a 6 […]

We monitor customer trends for possible violations of Regulation Z and other possible illegal actions.