Household and HSBC were accused of crediting payments “late” for almost ten years, from 1994 through 2004. Did the fraud stop? This is from December 31, 2004:
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Archive for » 2004 «
Category: Credit, Credit bureaus, HSBC North America, You Should Know
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2004 has come to an end as has the holiday buying season. The advertisers’ hard sell was a sight to behold. Financing plans, rebates, buy more flashier things. Make the retailers dreams come true. The holiday season is the basis for their annual sales figures. Was it a good season? Did more merchandise get out the door than will be returned? Were they able to hit their projected sales figures?
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Although Household International changed its name to HSBC Finance Corporation on Decemeber 15, 2004, consumer watchdog organization Household – HSBC Watch says Canadian operations are uneffected at this time.
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Category: HSBC Global, HSBC North America, You Should Know
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12 things a debt collector cannot do:
Contact you at inconvenient times or places, such as before 8 a.m. or after 9 p.m., unless you agree;
Contact you at work if he/she knows that your employer disapproves of such contacts;
Use obscene language;
Repeatedly use the telephone to annoy you;
Make false or misleading statements or writings, such as falsely implying that he is an attorney or government representative, that you have committed a crime, or that he represents a credit bureau;
State that you will be arrested if you do not pay your debt;
Send you anything that looks like an official document from a court or government agency when it is not;
Use a false name;
Deposit a post-dated check prematurely;
Deceptively make you accept collect calls or pay for telegrams;
Contact you by postcard;
Apply a payment you have made on one debt to another debt without your approval.
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Category: Credit, Credit bureaus, You Should Know
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Did you know Best Buy leases two stores from its chairman at an annual cost of $950,000?
Did you know Chairman Dick (Richard) Schulze also owns 16 percent of Best Buy?
Did you know Best Buy receives ongoing compensation from Household International – HSBC Finance Corporation for credit card interest, late fees, past due fees and overlimit fees? See More.
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Category: Best Buy Stores, You Should Know
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