HSBC Watch News Release Forum Index
Forum Name: - HSBC Finance Corporation
Topic Title: HSBC NV
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Wed Oct 05, 2005 1:15 pm
I too have discovered this on my credit report...I filed an online dispute with Experian and here are the results:
The following shows the revision(s) made to your file as a result of our investigation. If you still question an item, then you may want to contact the source of the information personally.
Summary Of Investigation Results
Credit Items
HSBC NV
Account Number: xxxxxxxxxxx.... Outcome: Updated
Details Of Investigation Results
Potentially Negative Items
Credit Items
HSBC NV
Address:
1441 SCHILLING PL
SALINAS, CA 93901
Account Number:
xxxxxxxxxxxx
Original Creditor:
Status:
Closed/Past due 120 days. $170 past due as of Oct 2005.
Date Opened:
01/2005
Reported Since:
10/1998
Date of Status:
10/2005
Last Reported:
10/2005 Type:
Revolving
Terms:
NA
Monthly Payment:
$0
Responsibility:
Credit Limit/Original Amount:
$1,000
High Balance:
$1,352
Recent Balance:
$1,352
Recent Payment:
$50
Account History:
120 days as of Oct 2005, Sep 2005
90 days as of Aug 2005
60 days as of Jul 2005
30 days as of Jun 2005
Balance History:
07/2005 $1,183
06/2005 $1,102
05/2005 $1,050
04/2005 $977
03/2005 $872
Limit High Balance History:
Between Mar 2005 and Jul 2005, your credit limit/high balance was $1,000
Your Statement:
NA
NA
Creditor's Statement:
Account closed at credit grantor's request.
BTW - I have a credit card with BestBuy, which is Household Bank. A couple of weeks ago, I got a letter in the mail stating my credit limit with them had been reduced by $200. I have filed another online dispute with Experian. I am going to wait a couple of weeks and then call them if I haven't heard from them. I desperately need this removed from my credit report. This is really hurting my credit score!
Thu Oct 06, 2005 10:53 am
I too found HSBC NV on my report without knowledge of what it was about. After several phone calls to several phone numbers here is what I found out. They apparently are the parent company of several store credit cards. The FINAL phone number to find out more information was 800-651-5108. They provided the information I needed. Mine turned out to be for a Union gasoline credit card (and an open acct of an ex from over 6 yrs ago) Anyways they provide me with the info I needed and I had to then contact all 3 credit agencies to get the info off my credit report.........still waiting to see the results...keep your fingers crossed. Hopefully this will help some of you. Apparently even though when we divorced and I was removed from the account as a user, HSBC NV did not report this and therefore it still shows up...guess they don't report as they should. Good Luck!
Thu Oct 06, 2005 6:24 pm
I do not have a credit card from this organization. I HAVE NEVER HAD A CREDIT CARD FROM THIS BUSINESS
Mon Oct 10, 2005 8:54 pm
Wow, this is a great website. My troubles with HSBC Nevada most likely began in Jan05 (60 minutes ago, I thought it was June05). I ATTEMPTED to xfer a Radio Shack balance to GM Master Card. Well, it wasn't until I reviewed my credit report in late February AND I received a collection notice from radio Shack did i learn the xfer failed, this of course after contacting GM Customer Service AGAIN. Their excuse: insufficient credit. However, I had enough capacity to effect the transfer. After reading the messages within this forum, It becomes suspect the Balance xfer failed intentionally. Bottom Line: I'm going to attempt a resolution to this and other problems with the Vendors (GM and HSBC) before seeking third party assistance-
Therefore, does anyone have advise?
Thanks in advance-
Wed Oct 12, 2005 4:23 pm
hsbc nv shows up on my credit report right before i am all ready to buy a condo. so i called them since i wasnt mine. the report states i applied for credit card on the month of april and credit line is $7,000.00 and i spent $3500.00 and no money is due.
so i called the customer service 1-800-365-0175 and gave them my ssn since i did not have any account # (how could i ). they said my account is not poping up with social meaning there is an error someplace.
customer service gave me a fax # 1-800-421-3227 and told me to fax my concerns to HSBC research dept and most likely they will take it off the credit report.
WHY THE WORLD I HAVE TO GO THROUGH THIS ................
HSBC Watch News Release Forum Index - HSBC Finance Corporation
We monitor customer trends for possible violations of Regulation Z and other possible illegal actions.