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JA in Arizona said: “I have had an excellent credit history and have always made more than the minimum. The amount due was the same for the last 8 months. I received notice on the day the bill was due that I had a late fee. I checked and the […]
November 20th, 2008 | Posted in Rate Increases | No Comments
CG in New England sent a copy of a letter to the Attorney General: “I am writing to you to explain my situation. I made a transaction through Western Union MTCN:(redacted) to get my loan out of collections and back into payment mode as I was advised from the collections DEPT at HSBC […]
April 7th, 2008 | Posted in Auto Loan Issues | No Comments
KO in Texas said: “I opened an account with Lumber Liquidators (under HSBC) in August 2007 with a promo rate through Feb 2008. In January 2008, my statement showed full payment was due by Feb 7 or I would owe an additional $800 of deferred finance charges.
I knew that I was going […]
February 7th, 2008 | Posted in Interest Free Issues | No Comments
RP in Florida asks: “I have been with HSBC for 2 years and never was late on paying my bills, I get a letter that due to my credit score they are raising my percentage rate up to 29.49%. How can they change it so drastically and get away with this and how can […]
December 17th, 2007 | Posted in General Issues, Service Issues, Credit Report Issues | No Comments
The following complaints about HSBC, received from individuals around the country, should be considered as allegations only. We make no effort to investigate the validity of complaints submitted by customers and non-customers. Instead we monitor complaints such as these for trends that can be verified, just as we did before Household International was […]
December 12th, 2007 | Posted in General Issues, Mortgage Issues, Payment Issues, Escrow Issues, Auto Loan Issues, Privacy Issues, Rudeness Issues, Credit Report Issues, Merchant Issues, Interest Free Issues, Military Issues, Documentation Issues, Online Issues, Watchdog Issues, Savings Issues, Insurance Issues, Foreclosure Issues | No Comments
JP reported: “I made a payment by check to HRS Retail Services and they electronically took out only a partial payment and we were charged late fees. HSBC blamed my bank on accepting the funds, but they are the ones who submitted the amount. They would not find my check as my bank […]
October 29th, 2007 | Posted in General Issues, Payment Issues, Check Issues | No Comments
PB in Arizona says: “HSBC should be classified as organized crime, first I was being charged for the disability insurance in which I never signed up for and everytime I talk to these people they would say we’ll remove it no problem.
|June 20th 2007|
After 12 long months of being charged this fee […]
October 22nd, 2007 | Posted in General Issues, Payment Issues, Merchant Issues, Insurance Issues | No Comments
I mailed a payment on the 1st or 2nd of month for payment due 14th of month. They (HSBC) receive the check and they do not deposit it. They wait until the 15th for it to be past due, then they charge a past due and and take the payment as electronic check for the amount […]
March 29th, 2007 | Posted in General Issues, Payment Issues | 2 Comments