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Watch statements and billing cycles of HSBC Finance

SR in Maryland said: “Watch your bills closely from HSBC Direct Merchants Bank, Nevada. I noticed on my current bill that they had recorded my payment for the month as _0.00. I had sent them a payment, as I always do the same time each month, on the 5th. Then, I […]

Lawyer called a liar as he pays off HSBC Direct Merchants

DW in Pennsylvania said: “I did a refinance to close my Direct Merchants HSBC account, and the attorney that did the closing sent the check out to pay off this account. A week after being sent they called my attorney to see what to do with a check with a account number and my […]

HSBC claims they are not subject to Fair Debt Collection Act

GC in Iowa said: “I’m looking for an attorney who is a consumer advocate. 60-90 days after not paying on my HSBC NA bank card, for financial reasons, I was sued by HSBC Bank NV. However, I do not have a contract with this bank. The credit card was issued by […]

HSBC makes 22 credit report checks in 14 months

AB in Ohio said: “HSBC NV has made 22 requests for my credit history between July 2006 and Sept 2007. Who are they, why do they keep checking my credit history and why did they all of a sudden stop? I am trying to re-establish my credit after a (medical) bankruptcy and have […]

Advocates submit 212 HSBC complaints to investigators for 2007

The following complaints about HSBC, received from individuals around the country, should be considered as allegations only. We make no effort to investigate the validity of complaints submitted by customers and non-customers. Instead we monitor complaints such as these for trends that can be verified, just as we did before Household International was […]

HSBC shows finance charges as new purchases, says customer

JR in Minnesota says: “Beware, Direct Merchants Bank credit cards are also backed by HSBC. HSBC also shows Finance Charges as new purchases after upping the APR to 29.99 percent. Will avoid ALL merchants and banks that use HSBC in any way. Suggest you do too.”

Waived Fee Turns Out To Be An HSBC Lie

DA in Texas says: “On Sept. 5, I called HSBC / Direct Merchants to pay off my account. I asked to speak to a supervisor. I told the supervisor that I could arrange a bill pay through my bank (which they would recieve in 3 days), or I would pay by phone if they […]

HSBC Direct Merchant Scandal Is One Man’s Mission

W. J. says this about HSBC Direct Merchants Bank:  “I am a typical victim of this HSBC Direct Merchant scandal. With a court order, it can be proven they did something seriously illegal and broke their promise. Long story short, I did something to the checking account I set up online to make payment to […]