RM said this about HSBC credit cards: “Looks like Black November for HSBC card holders. On Nov 13 2008 I also received a change of terms stating that my rate was going to increase from 8.24 to 14.99 effective Jan 2009. I have never been late on a payment on any debt in […]
CH in wisconsin said: “After having a GM (HSBC) credit card and several “store” cards that were carried by HSBC for a number of years. They pulled their late payment scam on one of my store cards and then tried to blame the post office for losing my payment. After paying off the store […]
ST in Illinois said: “A family of five is about to lose their home - three children under the age of 10 plus a Disabled Veteran! We began in January 2007 to let HSBC know that we needed to refinance our mortgage. By the time my husband was no longer able to […]
RW in Florida said: “I had a lot of problems with HSBC and/or the other companies in HSBC crooked billing procedures. I am from London England and now live in Florida. I came to the point that I have had enough of HSBC and such. I solved all my problems with the crooked buggers […]
MR in Arizona said this informative copy of his long letter: September 13, 2008
Arizona Department of Financial Institutions and all in CC list.
2910 North 44th Street, Suite 310
Phoenix, Arizona 85018
RE: Loan number: (redacted) HFC-HSBC
• Predatory Lending Practices
• Misrepresentation of lending […]
JB in Arizona said: “I did not receive a bill from HSBC Finance for 4 months and did not realize it because I pay so many cards a month. One day i get a email from them saying I am over my limit, so i call right away and confirm my address and […]
RC in Nevada said: “I also have had no luck with making a payment with the site bowflex provided. I have always received my bill after the recommended mailing date and have been charged $39 for a late charge. Their methods seem unethical and slightly unresonable to me! ARRGG… VERY FRUSTRATING!”
Editor’s note: It […]
SK in Kentucky said: “Here is a copy of our 5th and most recent letter we sent last week to Beneficial/HSBC. We got the wording from another watchdog site and the HUD website:
Dear Beneficial/HSBC;
This is a “Qualified Written Request” under Section 6 of the Real Estate Settlement Procedures Act (RESPA). We are writing to […]
An open letter to HSBC, Knight Vinke and Stephen Green
We monitor customer trends for possible violations of Regulation Z and other possible illegal actions.
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