CF in Connecticut sent this update: “I want to add this as an update to an on going horror story regarding HSBC Mortgage Services Inc.. I am to appear before the States Attorney and file formal complaint for billing fraud committed by HSBC. The states Attorney has reviewd my complaint and attached documents from HSBC , plus my actual loan documents and has found cause to expand and address my complaints. Also I am meeting with attorneys this morning filing a federal law suit for multiple violations of TILA and RESPA, and the Fair Trade Act.
Archive for » December, 2007 «
BW in South Carolina warns: “After considering bankruptcy, we were forced to tell HFC to accept our offer or take our home. To say the least, this was a very gut-wrenching time for us. When they agreed at the last minute, we thought we had finally detached ourselves from the scum balls that nearly ruin our lives. So much for thinking!
SA in New York said: “My dad sends me support money each month by SWIFT through his HSBC branch in Turkey. I always received $10 less, and recently $20 less out of every $1000 swift deposit. He warned me to watch what was being cut and ask why, since he had successfully argued and stopped such charges when his overseas salaries were deposited minus a $10 charge per deposit at a Canadia bank. Are there rules for these charges imposed, and if there are, what percentage should they be?”
Category: General Issues, Service Issues, Watchdog Issues
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Mary in Kansas said: “I did a balance transfer with Orchard bank. I started with a low interest rate. They made a mistake and transfered twice, boosting me over my credit limit. Started charging me 31% interest. Also, I made a payment before I ever received a bill, scheduling the rest, monthly. They hit me HARD for paying a day too early. The rate and charges were exorbitant. To boot, they continued to pull payments out of my banking account for 6 months without notice, after all was paid and the card was closed. I’m not sure if I EVER received what they took or owed me.”
JH in Pennsylvania said: “HSBC RS was having web difficulties when I went to make a payment last week. So once I got through to the web site the next day, I submitted payment (which took 4 days to go through) and I was slapped with a $39 late fee. Note that the minimum payment was $10 and I’ve been making payments of over $200 each month. These guys are snakes. How convenient that the web site goes down so often.”
Category: General Issues, Online Issues
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