BW in Alabama said: “HFC & their collection attourney tried to put a lien on my parents house where I used to live, and a lien against my parents checking account. All because me and my Dad have the same first name. They dropped that effort and now have a garnishment on my wages. I am trying to make a settlement, but HSBC’s settlement offer is not very much of one. Every time I talk to them the numbers are different. I am in distress. Please help.”
Archive for the Category »Settlement Issues «
Category: Settlement Issues
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DK in New York said: “February 2/26/08 I settled with an Agency for 50% of the original debt. It was paid on their website. I have a confirmation and a letter confirming the account has been settled. A month later I started receiving calls from another agency for the same Debt.
Category: Settlement Issues
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JC in Kansas said: “If your account is sent to this FFPM Carmel Holdings I, LLC (phone number 866 235 0829) out of Bloomington MN in regards to HSBC be careful on settling. What they dont tell you is that the next year they will send a 1099-C to you. Make sure if you settle, that you dont leave more than $600 owed to them. When questioned the only answer you get is that “well you settled, you owe it”.
Category: Settlement Issues
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SS in Ohio said: “I was using a settlement company to try to get an HFC debt off my back. HFC decided to sue me for a judgement, so i borrowed some money from my sister to start making payments. The HFC demanded $4000 by January 30 and $7000 by February 20. Thats is their proposed payment arrangement. That is impossible.”
Category: Settlement Issues
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NR in Oregon said: “I would like to know how to have HSBC Card Services investigated. I settled a $300.00 dollar credit card with them in 2/2006 for $100.00. I didn’t even apply for the card, but agreed to settle the account to get off my credit. I received a letter from a law firm in early 2007 saying that i owe HSBC $770 plus other fines that were attached. I ended up paying HSBC Card Service $2500 on a card that I didnt apply for and to top it off I agreed to settle the account and did. I have heard several complaints about this company doing settlements, then turning around and have you garnished. I would like to know what legal actions I can take against this company. For the last few months I was living off nothing because of this fraud account and there un-fair business practice. I would like to sue them but I don’t have the funds at this time. Are there any class action suits on file at this time?”
