SD in North Dakota said: “HSBC credit card services and HSBC Bank out of Nevada are scams and rip-offs! They are raising the rates to 24.99 and 29.99%! I started making credit card payments online for the first time and did not realize that it takes 2-3 days to post payment to account.
Archive for the Category »Rate Increases «
TC in Florida said: “My interest rate rate went sky high to almost 32 percent. I called HSBC 4 times to lower my interest rate and they will not. I need to know what to do since I can no longer continue giving them $600.00 per month. I think that in todays ecomomy 32% is way out of line. The only thing that they tell me is to continue to make the payments on time and then HSBC might lower my interest rate.”
Laura in Washington said: “I have 3 credit cards through HSBC, I pay on time, and usually over the minimum due. One of the 3 cards I have paid down to zero multiple times. I get letters in mail today informing me that my interest rates were all going to 29.99%, however the verbiage was very confusing, something like “would be or could be 29.99″ so I call and after going round and round wth some rep that sounded like a computer reading a script I demanded to know what my APR was exactly.
PR in Pennsylvania said: “I received a E-mail from HSBC card service to review my GM card statment. ( Sept 12, 2009), so I checked it out knowing I have not used this card in a year. I had a balance of $202.69 from a charge made by Sirus Radio in June for $142.45, plus $29.00 in late fees for Aug and Sept.
DW in Rhode Island said: “My ex-wife and I had a line of credit with HFC. We separated and I closed the account, continuing to payoff the balance at about 6 percent. I lost my job and was out of work for 8 months. During that time my loan was taken over (sold) to HSBC.

