MC in California said: “HSBC is the absolute worst company you can do business with. If you are really hard up, pay your nickel and take your chances. If not, steer clear of the most unethical and and consumer predatory credit card company that exists.”

A New York resident said: “TY for the info on HFC and their obvious inability to balance their own books. The numbers coming up on my caller ID have been: 800-333-458,. 800-485-1792 and 1-757-523-3000.”

E in North Carolina said: “I have had an account with HSBC for 6 years. I orignally owed $10,000, I made every payment, and now 6 years later I still owe the same amount? Please help?”

RM in Ohio said: “I think FW had the right idea: pay off your HSBC credit cards and loans or transfer them to another bank, then cancel the accounts. I think all of us should email our friends and family to tell them to do the same if they have an existing HSBC account. Also, warn our friends and family not to create accounts with HSBC. Include links to this website, as well as www.ripoffreport.com and www.complaintsboard.com”

YW in Maryland said: “HSBC reduced my credit line to the balance owed without notice for no reason – really. This is a 5K credit decrease. I changed how I pay them. First and for years, I had an autopay setup with them but I closed the bank acct that the payment was drawn from – bank takeover in Dec 08. I manually paid them in Jan 09 and setup an autopay for them to start in February 2009 via my credit union. They have never been paid late and I have not incurred any late fees. This seems unfair to treat paying customer this way. Not to mention the HUGE impact this will have on my credit score. Shameful.”