DS in Kentucky said: “In 2004 we took out a second mortgage on our property for $35,000. I recently found out that Kentucky Law requires that an appraisal be done and also verification that the Borrower is able to repay the loan to reduce predatory lending — no appraisal was performed on the home prior to the loan.
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Category: Mortgage Issues
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DC in Tennessee said: “I have had my payments to Beneficial coming out of my checking automatically. This is a mortgage. I have noticed for the past several months they are taking a mortgage payment every 20 days. I am being charged interest twice in one month.
Category: Mortgage Issues
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AY in California said: “I had a original loan with HFC in 1990, I borrowed 29,500. I paid on this loan for 4 years., I became disabled and the disability insurance started paying, I sold the home in question in 2005 and owed $34,000. Should of known better: bought home, got a 2nd, and now owe $35,000 on a $34,000 second mortgage.
Category: Mortgage Issues
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SW in Montana said: “We have had a property secured loan with Beneficial Finance since 1995- the interest rate is high, but we have been on time for the whole loan. We still owe about $12,000.
Category: Mortgage Issues
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LV in New Jersey said: “My husband and I mortgaged our home through HSBC. Let me tell you - HSBC has been a nightmare since. They paid off our truck as part of the loan and now no one can find the title. When I called our branch office to let them know where it was sent,the branch office could not even call that branch to ask to have it sent back. From the beginning HSBC has done nothing but lie, cheat, and as far as I’m concerned, steal from us. Never ever use any of HSBC’s services or you too will be robbed.”
Category: Documentation Issues, Mortgage Issues
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