CB in Ohio said: “My first nightmare with HSBC was with my account with a midwestern retail store chain. It was bought out by another chain and I suddenly found my store credit card in the hands of HSBC. What ensued were exhorbitant late fees - as much as $45, brought on by payments that couldn’t be credited on the date of payment.

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AF in California said: “I am having an issue where we are being charged late fees and back interest on a HSBC Best Buy credit card when we have not been receiving a paper bill, or an e-mail statement.

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RG in Georgia said: “I’ve recently found out that HSBC is the company that the Guitar Center Credit Card is issued through . My credit score is over 800 . Good right ? My application for the card was declined !

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Sa said this about HSBC and Davids Bridal: “I purchased a wedding dress for my daughter totaling $1,291.18. I had one year to pay the loan. During that time I thought I had an extra month to pay. When I received the last montly payment, there was an additional $400.00 tacked on which was the amount of interest. Unfortanately, I will take responsibility for the additional monies. However, on April 2009, I paid $1300.00, May, $286.48, and June, $200.00, totaling $1786.48. They owe me $95.30!

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KK said this about her Carson’s credit card from HSBC: “In June 2009, I received a account past due letter from HSBC for purchases made in April 2009 using my Carson’s charge card in. On the same day as I used the Carson’s charge card I also used another card. The charges on my other card came through as normal and have been paid.

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