SK said: “I’m confident I am not the only person who has experienced what must be one of the most outrageous examples of predatory credit practices in modern times. The summary set forth below is no less than a road map for a class action against the offending credit card company for their unconscionable policy and practice.

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TW in Texas said: “I went to Doha, Qatar a few weeks ago on business. I stayed two nights in a hotel there. They screwed up the reservations and thought I was coming in a day early and would be there for 3 days. They immediately charged me for 3 days plus I get foreign transaction fees on each of those charges.

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DP in Texas said: “I have so many problems dealing with HSBC I don’t even know where to start. They have received over $50,000 from two insurance companies for Hurricane Ike damages which they refuse to release to me. My husband died last year and I paid for the home repairs out of life insurance money. Now I cannot make my July mortgage payment because they have all my money.

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MC said: “I’ve had an American Dream Card for years (trying to pay it off and CLOSE it !) I’ve been suspicious of unprofessional behavior from HSBC like not receiving statements or being charged a late fee when I knew I had mailed it in plenty of time. I always reasoned it to being an oversight from my busy life.

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CW in Michigan said: “HSBC started putting a $9.99/month charge on my credit card for “Identity-Plan.com”. I never authorized this. When I called to cancel, the phone rep couldn’t even tell me what HSBC was! This is definitely a scam by HSBC.”

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