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Archive for the Category »Foreclosure Issues «

DS in Michigan said: “Have tried unsucessfully to get help from HFC 111/HSBC on our mortgage. After my husband suffered a series of strokes and filed for SS Disability we asked for help to reduce our mortgage payment. We were given a 6 month hardship…HSBC would not renew again.

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B in Delaware said: “After contacting HFC (HSBC) about our mortgage which is 2 months behind I was told that they finance there own loans and did not participate in any of the government programs like the Home Affordable Mortgage Modification Program.

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This is an update from one of our contributors: “I’ve posted my entire saga here and this site has been gracious enough to post each and every one including giving visitors the opportunity to read the entire saga by including a link to the entire saga. Unfortunately two of the posts are in different places therefore visitors really don’t have the entire saga.

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S in New York said: “I have had my mortgage with HSBC since 2006. They purchased the note from a smaller bank 30 days after closing. Since I bought this house, many things have changed. I divorced my husband, the primary breadwinner and lost my job in late 2008. I had been granted a modification once before and after my job loss, I requested another break from HSBC.

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J in Minnesota said: “In 2004 we made the mistake of switching our mortgage to HSBC. Since then they have put me into foreclosure, sicked two attorney firms on me, and forced me into chapter 13 bankruptcy. Now that that is done and I have all my receipts from HSBC receiving and yet not applying the funds to the account til one was 19 days later, the rest are pretty much 13-17 days later.

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