CS in Virginia said: “How can get in touch with the person fighting HSBC, because they foreclosed on my home May 12, 2009. Accredited Home Lenders were my original Lender. They fail to comply with my rescission, I also had my loan audited and found fraud and Tila, Respa etc violations. HSBC even wrote me a letter stating they had not properly disclosed to me the Right to Cancel. Can someone get in touch with me so I can stop them from taking my home. I would like to join the class action suit also.”

TR in Michigan said: “I obtained a loan from HFC on a refinance of a really inexpensive home at the age of 23. During that time I was approved for another refi and then I relocated to another city. I had two weeks to relocate so I rented my residence to someone I knew and trusted and was just breaking even.

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KA in Alabama said: “The chain of events were as follows: I am one (1) mortgage payment behind. I heard a phone # on the radio saying call “HOPE NOW”. I did , and spoke with a counselor for about an hour.

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KW in Michigan asks: “Is HFC going broke or what, and are there any branches open still in Michigan? My house is going in foreclosure but no one has contacted me yet. Is there any one else have this problem too?”

TB in Pennsylvania said: ” I have been figting with Saxon since Aug. 2008. I’ll bring you up to speed… 2/28 Mortgage with interest range 8.45% to 15%, bought in Oct 2005. Transfered from New century to Saxon.
1) Requested loan modification in Aug. prior to being late at all.
2) loan modification came in Nov. and contained months that were already paid. Froze interest rate at 8.45%. Had 2 days to return the paperwork or be denied.
3) Loan mod was denied… Nobody would answer my questions/concerns.
4) applied again - Denied due to surplus, although the denial letter says insufficient funds.
5) spoke to repayment division, agreed to wire $2500 and the remaining was to be put on repayment. Current mortgage payment is $702. Taxes not included. (total housing is $1144.00) They suggested a 9 month payment plan with payments at $1566. Our gross income is only $3000 a month. How can they offer a repayment plan that is more than 50% of our income, if you are supposed to be eligible for a loan mod at 31%?

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