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Archive for the Category »Documentation Issues «

RS in Texas said: “I have had a GMAC credit card for many years. When I first recieved this card, the original agreement was that for every purchase i made with this card, 5 per cent was going to be used off the price of a new GM car. In other words, if i charge $1,000 worth of goods with this credit card, i then would have $50 built up which would be deducted off the price of a new card.

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LF in Massachusetts said: “Trying to refinance to consolidate loans, one of which is Beneficial/HFC (subsidiary of HSBC). I have been trying to get a payoff figure for 2 days for the attorneys office.

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BC in Alabama said: “I have had an account for many years that I used as a line of credit. In February I sent a 6000 payment and it was returned to my bank. It was sent to my old Beneficial branch office and they had moved my account to another Beneficial office. I contacted the new office and resent the payment and was assured all was ok. I paid the next payment to the new beneficial office.

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CM in Texas said: “I keep a low balance on my card and paid it off in Feb 2009. I never received a statement for March and April and finally in mid April I received a notice from HSBC that I am late and owe them $32.00. What a scam.”

JG in Georgia said: “I had a $400 limit credit card that I paid on time until i was laid off from work. To make a long story short, once back to work i received a judgement against me for more than $2000 and my wages garnished. After paying the amount in judgement via payroll deductions, i receive another letter stating that i owe an additional $49.25 as the remaining bal. when inquired about the additional monies i was told that the state of GA allows interest to compound daily on the amount garnished. It is my opinion that once its a judgement, no other charges can be accessed. i will be checking with the state of GA as this is what the attorneys office told me. HIGHWAY ROBBERY.”