Archive for the 'Credit Report Issues' Category
EE in Florida says: “I received a letter informing me that the rate was going up to 34.24 percent. I called to see what card this was and fortunately it was an old Sak’s card I no longer used. I want to report this to a government group to see about shutting down […]
January 9th, 2008 | Posted in General Issues, Credit Report Issues, Rate Increases | No Comments
LW in California said: “I am applying for a refinance on my home. The bank alerted me that HSBC/RS was showing up on my credit report to the tune of $19,988. I have never heard of them and have never had an account with them. They work quite diligently to keep […]
December 28th, 2007 | Posted in General Issues, Credit Report Issues, Documentation Issues | No Comments
VL in New York sent this short but informative report that gives some insight into HSBC and FICO scores: “HSBC increased our rate to 32% when we have a credit score of 711 or 718 and not one missed payment.”
December 28th, 2007 | Posted in General Issues, Credit Report Issues, Watchdog Issues | No Comments
CF in Connecticut sent this update: “I want to add this as an update to an on going horror story regarding HSBC Mortgage Services Inc.. I am to appear before the States Attorney and file formal complaint for billing fraud committed by HSBC. The states Attorney has reviewd my complaint and attached documents from […]
December 28th, 2007 | Posted in General Issues, Mortgage Issues, Credit Report Issues, Watchdog Issues, Opinion | No Comments
SM in Colorado says: “In September 2006 my $500 limit credit card with HSBC was charged a $69 annual fee, three months before it should have been charged. I called to dispute the charge because it put me over my credit limit (I was not expecting the charge until December.) I called to have […]
December 26th, 2007 | Posted in General Issues, Payment Issues, Credit Report Issues, Documentation Issues, Watchdog Issues | No Comments
RP in Florida asks: “I have been with HSBC for 2 years and never was late on paying my bills, I get a letter that due to my credit score they are raising my percentage rate up to 29.49%. How can they change it so drastically and get away with this and how can […]
December 17th, 2007 | Posted in General Issues, Service Issues, Credit Report Issues | No Comments
The following complaints about HSBC, received from individuals around the country, should be considered as allegations only. We make no effort to investigate the validity of complaints submitted by customers and non-customers. Instead we monitor complaints such as these for trends that can be verified, just as we did before Household International was […]
December 12th, 2007 | Posted in General Issues, Mortgage Issues, Payment Issues, Escrow Issues, Auto Loan Issues, Privacy Issues, Rudeness Issues, Credit Report Issues, Merchant Issues, Interest Free Issues, Military Issues, Documentation Issues, Online Issues, Watchdog Issues, Savings Issues, Insurance Issues, Foreclosure Issues | No Comments
Mo in Idaho reports this identity theft: I recently got my credit report from the three agencies. There is a $4000 charge on two of the agencies claiming I opened up an account in March of 2003 and it has two different account numbers. The address is in Delaware. I have no idea who […]
December 11th, 2007 | Posted in General Issues, Privacy Issues, Credit Report Issues, Theft Issues | No Comments