Archive for the 'Credit Report Issues' Category

Florida HSBC customer says rate increases are public theft

EE in Florida says: “I received a letter informing me that the rate was going up to 34.24 percent. I called to see what card this was and fortunately it was an old Sak’s card I no longer used. I want to report this to a government group to see about shutting down […]

Bad HSBC/RS found during home refinance - never heard of them

LW in California said: “I am applying for a refinance on my home. The bank alerted me that HSBC/RS was showing up on my credit report to the tune of $19,988. I have never heard of them and have never had an account with them. They work quite diligently to keep […]

HSBC increased credit card rate, no missed payments, FICO over 710

VL in New York sent this short but informative report that gives some insight into HSBC and FICO scores: “HSBC increased our rate to 32% when we have a credit score of 711 or 718 and not one missed payment.”

HSBC customer to meet with States Attorney

CF in Connecticut sent this update: “I want to add this as an update to an on going horror story regarding HSBC Mortgage Services Inc.. I am to appear before the States Attorney and file formal complaint for billing fraud committed by HSBC. The states Attorney has reviewd my complaint and attached documents from […]

FFPM Carmel Holdings and HSBC complaint received, needs investigating

SM in Colorado says: “In September 2006 my $500 limit credit card with HSBC was charged a $69 annual fee, three months before it should have been charged. I called to dispute the charge because it put me over my credit limit (I was not expecting the charge until December.) I called to have […]

HSBC raises credit card rate to 29.49 percent in Florida

RP in Florida asks: “I have been with HSBC for 2 years and never was late on paying my bills, I get a letter that due to my credit score they are raising my percentage rate up to 29.49%. How can they change it so drastically and get away with this and how can […]

Advocates submit 212 HSBC complaints to investigators for 2007

The following complaints about HSBC, received from individuals around the country, should be considered as allegations only. We make no effort to investigate the validity of complaints submitted by customers and non-customers. Instead we monitor complaints such as these for trends that can be verified, just as we did before Household International was […]

Identity theft regarding HSBC reported in Idaho

Mo in Idaho reports this identity theft: I recently got my credit report from the three agencies. There is a $4000 charge on two of the agencies claiming I opened up an account in March of 2003 and it has two different account numbers. The address is in Delaware. I have no idea who […]



Household HSBC Watch is a watchdog and consumer advocacy organization We monitor customer trends for possible violations of Regulation Z and other possible illegal actions.Household HSBC Watch is not associated or affiliated with HSBC in any way
We use your individual HSBC complaints and merchant complaint reports to perform trend analysis.
We are not associated with HSBC, Household International, or their merchants.
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