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Archive for the 'Credit Report Issues' Category

HSBC on credit report is a mystery

Amanda in Georgia said: “I have a report on this HSBC on my credit from 2006, I don’t even know what this place is, what it does, or how it got here. If anyone can help me get it off my credit please help.”

HSBC collectors in India violate FDCA

BG in South Carolina said: “The debt collectors in India don’t have a clue and are harassing in violation of the Fair Debt Collections Act. They call you night and day to set up payment arrangement and when you do, you still get phone calls. When you finally answer and explain that you have […]

HSBC spoke true colors with no hold on foreclosures

BR in California said: “HSBC DID NOT JOIN the other 6 banks to put a 30 day hold on foreclosures.
Granted, 30 days is not much time, but BA, WELLS, WAMU, JP MORGAN, COUNTRYWIDE, CHASE stood up to try to do something for poor home sufferers.

HSBC again spoke its true colors about the American market. […]

HSBC tax loan reported as a charge off

CC in Illinois said: “In 2004 I had an unsecured tax loan hsbc for $2833. I filed with my wife. The money was taken by an agency my wife owed. I paid the full amount back, but my credit report states I owe them $320. I haven’t received a reason why I owe this […]

Texan says HSBC is a dishonest lender

RR in Texas said: “Having problems contacting HSBC in 2003 my account was late. After finally contacting them and paying my account in full I was told there would be no negative reporting on my credit report and that my account was going to be closed. That was 5 years ago and those […]

Florida HSBC customer says rate increases are public theft

EE in Florida says: “I received a letter informing me that the rate was going up to 34.24 percent. I called to see what card this was and fortunately it was an old Sak’s card I no longer used. I want to report this to a government group to see about shutting down […]

Bad HSBC/RS found during home refinance - never heard of them

LW in California said: “I am applying for a refinance on my home. The bank alerted me that HSBC/RS was showing up on my credit report to the tune of $19,988. I have never heard of them and have never had an account with them. They work quite diligently to keep […]

HSBC increased credit card rate, no missed payments, FICO over 710

VL in New York sent this short but informative report that gives some insight into HSBC and FICO scores: “HSBC increased our rate to 32% when we have a credit score of 711 or 718 and not one missed payment.”



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Household HSBC Watch is a watchdog and consumer advocacy organization We monitor customer trends for possible violations of Regulation Z and other possible illegal actions.Household HSBC Watch is not associated or affiliated with HSBC in any way
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We are not associated with HSBC, Household International, or their merchants.
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