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Archive for the 'Credit Report Issues' Category

Denied employment because of false HSBC credit reporting

SE in Virginia sent this alarming report about HSBC: “I purchased a TV on deferred interest. HSBC charged interest anyway and then charged it off to a credit collector and I have the documentation to prove I paid it off before time. HSBC charged not only interest but late charges on […]

HSBC made 25 credit inquiries in 2 years

DW in California made this short but alarming statement: “HSBC made 25 credit inquires on me starting on 04/18/2006, and it continues.”

Beneficial and HSBC show up at bankruptcy for non-customer

NB in Idaho said: ” I have never done ANY business with Benefical Finance. I am being forced into bankruptcy and now they say I OWE them $2500.00! I have never borrowed from them, nor had any business with them, nor have I ever received a statement from them. What’s up with […]

HSBC makes 22 credit report checks in 14 months

AB in Ohio said: “HSBC NV has made 22 requests for my credit history between July 2006 and Sept 2007. Who are they, why do they keep checking my credit history and why did they all of a sudden stop? I am trying to re-establish my credit after a (medical) bankruptcy and have […]

HSBC closes Alabama man’s account

JB in Alabama said: “HSBC checked my credit without my permission then sent me a letter stating they were going to close my account based on my credit score. My account was in good standing never late plus my credit score is higher now then when I first got the card. They closed my […]

Vermont customer fine line between illegal and immoral at HSBC

GC in Vermont said: “HSBC is on my credit report. I cannot even remember the Merchant my ex-husband had used. In a divorce situation, creditors don’t care who is responsible according to the courts; as we all know, both parties in a joint enrollment situation are responsible as far as the merchants are concerned. […]

HSBC on credit report is a mystery

Amanda in Georgia said: “I have a report on this HSBC on my credit from 2006, I don’t even know what this place is, what it does, or how it got here. If anyone can help me get it off my credit please help.”

HSBC collectors in India violate FDCA

BG in South Carolina said: “The debt collectors in India don’t have a clue and are harassing in violation of the Fair Debt Collections Act. They call you night and day to set up payment arrangement and when you do, you still get phone calls. When you finally answer and explain that you have […]



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Household HSBC Watch is a watchdog and consumer advocacy organization We monitor customer trends for possible violations of Regulation Z and other possible illegal actions.Household HSBC Watch is not associated or affiliated with HSBC in any way
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