JL in Missouri said: “After my divorce I informed HSBC/Rain Soft that the account was ordered to be the responsibility of my ex-spouse. They let me know they would take care of the matter and that they didn’t need any documents from me. I have not had any mailings from them since then,(Apr 08′). Recently my credit report showed the account was still on there, and that my ex was making payments sporadically. I was also informed earlier this year that my ex (redacted) was taken to court by this company, but no court files are listed on the Case.net of MO. What do I need to do or who do I contact to have this removed from my report. With all the complaints on your site, I am now affraid to contact HSBC/Rainsoft. Thank You for your time. I look forward to hearing from you.”
Archive for the Category »Credit Report Issues «
SO in Montana sends this update: “I am SO in Montana. I submitted a report in August 25th,2009. Lacks clarity on this loan. Just a quick update. I was getting sued by HSBC. I found a Lawyer (in fact the only Lawyer in the State of Montana) that would take my case. He had just won against some other collection practices gone awry. I tried to fight them on my own but thankfully I found my lawyer. He submitted our rebuttal to them.
GC in North Carolina said: “Years ago (1999-2000) My husband went into a Kawasaki dealership and in some way purchased a for-wheeler in my name, it was some how purchased on two separate cards through Household bank.
RM in Virginia said: “HSBC has sold my information to a debt collector, who uses abusive tactics to get money. This is in violation of the code of conduct for a collector. 275 complaints have been file against LLC.
KD in Texas said: “After divorcing in 1999 I inherited the debt on a Household Bank cc. In 2004 I reached a settlement with Household and paid the agreed amount within the time set forth by the letter of agreement. I received a statement showing the cashiers check had been posted to my account.

