YW in Maryland said: “HSBC reduced my credit line to the balance owed without notice for no reason - really. This is a 5K credit decrease. I changed how I pay them. First and for years, I had an autopay setup with them but I closed the bank acct that the payment was drawn from - bank takeover in Dec 08. I manually paid them in Jan 09 and setup an autopay for them to start in February 2009 via my credit union. They have never been paid late and I have not incurred any late fees. This seems unfair to treat paying customer this way. Not to mention the HUGE impact this will have on my credit score. Shameful.”
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