An Ohio resident said: “To all HSBC customers with credit lines. Be careful of the credit line reduction, make sure you have no outstanding checks as this will cause you to be over the new credit limit giving HSBC further reason to charge extra fees. When they reduce the credit limit that will make many customers look as if they are maxing out their credit lines, which hurts your credit rating. They are reducing credit lines even on people who have been less than 30 days late. This company is a real piece of work. When they want you for a new customer they have no problem working with you, but once they have you…..”
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