JS in Maryland asks: “I sent a detailed letter concerning Household Finance to the Office of Thrift Management in Washington DC who forwarded to the “Commissioner of Finance Regulation, Complaint Unit” in Baltimore back on November 04,2008. The Finance Regulation Department says they never received it! Our attorney tells us there is a statue of limations concerning unprofessional loans practices and it has expired.
The loan was opened in 2004 but then it was placed on a hardship in December 2007. Yes we did get a reduced mortgage amount that left us less than $200 to live on. Our house gets sold on Frederick County MD courthouse steps on Friday, Dec. 05. Maryland AG tells us to contact the Financial Regulators office but they say they don’t have my initial letter that was fowarded to them by the Office of Thrift Supervision. And of course we’re told the statue of limitations has run out.How do I keep pursuing this and get people to listen to me or is it a moot matter?”
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