HSBC Horror Stories

FD in Idaho said: “Long story short..HSBC started by dating bills first of month, I would receive around the 15th at the earliest, a suggested mail in payment date of the 19th for a bill due the 30th. If I didnt mail by 19th, I was penalized for late payment even though I was mailing to and address less than 1000 miles away. I complained, they blamed the Postal service, but ironically after over a year of this tactic, all of a sudden I started receiving bill the first week of month.

Second, I had a interest free loan based at Best Buy. I bought televisions for my new business. No problem had 18 months to pay, payed them off in 12. Then they told me I still owed almost $1000 dollars for a “deferred debt” payment, which I had no clue what they were talking about. Let me mention during this time I went through 9 months of chemo, radiation, numerous surgerys for throat cancer, lost my voice in process. I wrote numerous letters and sent in $10 dollar a month payments to keep interest from kicking in..after 6 months of this, with no ligitamate human response, I quit sending in $10 payments.

Next thing I know they tell me I owe over $4000. I told them go to he..! Now Corporate Receivables has account. I have told them and sent copies of everything I sent to HSBC, told them I do not owe money, I cannot talk so contact me by email or text. I still get letters from a computer, not a soal is looking at my correspondance. The last time I had a person (my father) call and do some inquiry for me, they threatened to make him pay the bill for me (I am 50 years old and dad is not a cosigner). Therefore I will not have a person call for me, but I cant get anyone to correspond with me from HSBC or Corporate Receivables. I have no clue what to do at this point, but am getting my State Attorney General involved and up to date.

Thats my STORY! These people are all legal crooks, do not treat people like people..there should be laws that protect us from them instead of the other way around. These people all deserve what they get!!”