SD in Washington said: “Orchard Bank credit insurance consumer rip-off. I was high pressure sold this insurance when I got my master and visa cards last May. After getting approved for SSDI in record time, 6 months, I applied for debt cancellation. After going to 2 doctors, filling out several forms and paying $20.00 to fax this to BFC, the rip-off insurance company for HSBC, my claim was denied immediately. The reason? I did not submit proof of permanent disability within 120 days of my last day worked. Meanwhile, due to high interest and debt insurance monthly fees, my cards are nearly maxed. They have also charged me an annual fee. Now, I not only want a refund of all credit insurance fees, annual fee but wonder, how do we get them investigated by the insurance commissioner or attorney general, something. I can’t be the only consumer going thru this.”
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