A New Jersey former employee said: “I worked for HFC and BFC for the past 4 years and have recently left because of the constant insanity. The pressure to get that 1st mortgage (that doesn’t make any sense!), making sure you “planted all the right seeds” to ensure you sold your Life Insurance, Disability Insurance and Involuntary Unemployment Insurance BENEFITS to a customer who either had enough already or really couldn’t afford the loan payment the way it was — let alone the additional $120 more I just tacked on for my Managers pocket and a $2000 Home and Auto BENEFITS policy that the customer probably wouldn’t use.
I’m with a respectable company now that has real interest rates not predatory ones. I don’t really know why they are allowed to give a consumer a loan with a 10.5% interest rate and 4 points on a loan when the customer would easily qualify for a 6.5% with another lender. To all HFC / Beneficial employees - you can get out if you want to. Don’t let the company hold you back.. most if not all of the sales team that are still there are GREAT salespeople, DON’T let the BRAND hold ya down! There are better companies out there with many more good leads and hot seats….”
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