DM in Indiana said: “When my parents bought the car I don’t think they knew what they were getting into. HSBC gave them a $25,000 loan for a car that was only worth less then $20,000. My parents monthly payments were $550 a month so they gave me the car two years later. Now i have HSBC calling my house every day. I have been trying my hardest to keep up with the payments. These people are tricky. In November my payment was only supposed to be $422 which was cool; then the next month it was at $600. I’m upset because i have been paying them and now i owe $2000 and they want the car. It is all late fees. Where in the hell did all the lates come from? HSBC says I am 80 days behind which is a bunch of BS. I need help.”
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