An HSBC employee in Illnois said: “Worked here for years. Management does not even believe they are predatory. The points, the fees, the rates???? How could it not be considered predatory? They never change management, so the mindset is always the same. They never look to curb losses, just cover them by increasing rates…increasing losses…increasing rates…and on and on…Same ol’ Same ol’. Really – 2 net tangible benefits?? You sure bought that?”
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