AM in California said: “I took out a loan with Beneficial in 2000. I was told that the second trust deed loan that I had applied for was denied but that they could give me another loan which would be a note loan (non trust deed loan) based on my good past loan history with them.
Two months after the loan closed HSBC actually did record a deed of trust on my home which I just found out from an attorney last year. I requested copies of my original denied second trust deed loan which had a loan number different than the one that I had been paying since 2000. They had crossed out the loan number and handwrote a loan number that still did not match the one that I was paying on. They then stated that the loan number on the second trust deed loan was only for originating purposes and that after the loan funded in 2000 they assigned a new loan number (which they handwrote on my original paperwork.
Also that after my loan file is microfiched they assign a 3rd loan number to it which by coincidence was handwritten and finally matches the loan number on the note loan that I have been paying. I need some help! Does anyone know if they are just lying and trying to match the denied second trust deed loan with the note loan (non deed of trust loan) that I received. We are in litigation now because they tried to foreclose on my note loan by claiming now that they never denied the second trust deed loan.”
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