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JR in Minnesota says: “Beware, Direct Merchants Bank credit cards are also backed by HSBC. HSBC also shows Finance Charges as new purchases after upping the APR to 29.99 percent. Will avoid ALL merchants and banks that use HSBC in any way. Suggest you do too.”
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I think it is amazing how all you people want to complain about every little thing. If you would read before jumping into CREDIT you wouldnt have any of these problems. INstead of crying about HSBC, make your payments on time. DOnt assume the company is going to give you a hardship cause you cant make your payments, that is pathetic. If you can pay what you signed up for, too bad. Quit complaining and pay cash. Oh thats right you cant so you need credit and all you do is complain.
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