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You're browsing: Complaints » Credit Report Issues, General Issues, Merchant Issues » Article Title: Best Buy Loses Illinois Customer With Poor HSBC Service
YV in Illinois sent this shockeing report: 
I am just attaching my letter to Best Buy Customer service about their HSBC card and their answer. I sent it on 04/24/30

“Hello, I am writing this message about the today’s bill statement from Best Buy after I bought new laptop 02/18/07. I just received my first mail from Best Buy today and found I already charged with $29 late fee!! However, my point is I never received previous letter with the statement, so I was not able to see my really first bill. I have 8 years of excellent credit history and never ever paid late any of my credit cards or exceeded any of my credit lanes. So when I called to customer service 800-365-0292 and told it, I was expecting they would consider this is the FIRST TIME failure and also actually is NOT MY failure to deliver to my home the first statement. It’s so easy to check at least with my Best Buy account I never paid late and usually paid much before the expiration of the promotional period.

“Customer service manager Carlos refused to eliminate this first time late fee punishing me for somebody’s fault. I told him I am ready to completely pay off the full amount of $425.99 right away, but in spite of this, he said it would be late fee anyway and, moreover, after 10 days they will report it in credit bureau. I am really not happy with this kind of service. Today I already immediately sent my $425.99 online from my bank account, which supposed to post on Best Buy account 04/30/07 and waiting for your response if I need to send your late fee to clean up and to close my Best Buy and Rewards accounts. Thank you for your reply in advance, signed, etc.”

And the reply:

“I am Cyrine with Best Buy Customer Care. I apologize for any inconvenience you have experienced related to your concern. This level of technical support is beyond our capabilities via email. For the most accurate response to your questions, please contact the bank administering your card. The contact information is: Household Bank (SB), N.A. 1-800-365-0292 Customer Service 1-800-433-5975 Fax. Please do not hesitate to contact us with any questions or concerns. We look forward to your next visit to one of our stores or to www.BestBuy.com. ”

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4 Responses
  1. brigitte says:

    I am so happy to see this page.
    I have been a customer of not one but two
    vendors who use HSBC bank for their credit
    card . I have been frustrated for years as I try to pay down
    my bills to find my balance increasing with every payment
    due to these unfair practices.
    I feel terribly helpless. I have noticed that CITI bank uses
    these same practices.
    it is about time someone is standing up for the consumer.
    We should not be penalized for loving to shop.
    Brigttte

  2. Rick Junkins says:

    You call me again, and I will sue you. I have contacted my lawyer`

  3. ted thiele says:

    here is a list of companies that use HSBC so use caution when dealing with them

    Alamo Cycle Plex
    American Blinds and Wallpaper
    American IronHorse
    Apache Honda
    Arnold’s Furniture
    Art Van
    Bally Total Fitness
    Bedroom Expressions
    Bedroom Super Store
    Bergdorf Goodman
    Best Buy
    Boscov`s Department Stores
    Bose
    Bowflex
    Builders Square
    Carpeteria
    CC Bill.com
    Climate Control
    CompUSA
    Costco
    Culligan
    Custom Hawg
    Dana Buchman
    David’s Bridal
    Decision One
    Denver Matress
    Dominion Furniture
    E Bay account processor
    Elisabeth
    Ellen Tracy Outlet
    Fators Motorcycle Sales Inc
    Freeserve plc
    First Direct
    Full Throttle Motorsports
    Furniture Row
    Furrows
    Gateway
    Galyan’s Trading Company
    Gardner-White
    Giardinelli
    GMAC
    GM Card
    Good Guys
    Guitar Centers
    Hattiesburg Cycle
    HealthCare
    Heilig Meyers
    Helzberg Diamonds
    Home Base
    Home Show Canada
    HP Shopping
    HSBC Delhi Golf Club Credit Card
    HSBC Tollygunge Credit Card
    John Burr Cycles
    John Lewis
    K Mart
    Kawasaki
    Kittle’s Furniture
    Kodiak Yamaha
    Kragen Auto Parts
    Krauses
    Levitz
    Lindsay Eco Water Systems
    Liz Claiborne
    Los Andes Air Systems
    Los Angeles Motor Sports/Sam Ash
    Lowry’s Kawsaki
    Lucky Brand Jeans
    Mac Tools
    McRae’s
    Marbles Credit Card
    Marbles Loans
    Marks & Spencer
    Marlow Furniture
    Massachusetts Guitar Center
    Menards
    Mexx
    Mitsubishi
    Mor Furniture for Less
    Musicians Friend
    NamCo
    Nautilus Sleep Systems
    Neiman Marcus
    North Shore Cycles
    Northern Tool
    Oak Express
    OfficeMax
    One Source Heating and Cooling
    Oreck
    Parisian
    Payless Cashways
    Pergament Home Center
    Plunkett Furniture
    Polaris-Sea Doo
    Powerhouse
    QVC
    Rainbow
    Rainsoft
    Rhodes Furniture
    Rooms to Go
    Ruby Gordon Furniture
    Saks including Saks Fifth Avenue -
    ( Includes Saks Off 5th, Parisian, Proffitt’s, McRae’s, Younkers, Herberger’s, Carson Pirie Scott and Bergner’s )
    Boston Store
    Sam Ash
    Saturn
    Sears Home Improvement
    Seamans Furniture
    Selfridges
    Sleep Better
    Sleep Number Bed System
    Sony
    Sound Advice
    Sound Track
    Storehouse Furniture
    Sun Valley Water Beds
    Suzuki
    The Brick
    The Goodguys
    The Home Place
    The Powerhouse
    The Wiz
    Tony’s Cycles
    Toshiba
    Transamerica
    Union Plus Card
    United Furniture Warehouse
    Vauxhall Motors Ltd
    Waitrose
    West Coast Motor Sports
    Wolf Furniture
    Yamaha

    your interest rate could end up at 32.25 % without any reason

  4. ted thiele says:

    this may help anyone that has / is being hit with the 32.25% intrest rate
    it’s the one that helped me
    1-800-753-6529 x6449
    be nice and she may be able to help you out she seemes to be the only one that cares at hsbs and she helped me out
    got my rate down to 13.99

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