HSBC loan servicing in Maryland now has a 60 day cooling off period whereby foreclosures will not take place. Lawmakers in Maryland claim HSBC and other loan servicers “realize that half a loaf is better than none.” In theory HSBC will document discussions with customers while attempting to come to an agreement that would prevent immediate foreclosure. HSCB, Ocwen, GMAC ResCap, Litton Loan Servicing, AmeriNational Community Services and Citi, are loan servicers in Maryland, and are all committed to the 60 day idea.
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