HSBC Watch News Release Forum Index
Forum Name: - HSBC NV
Topic Title: Legal Violation - Without Permission
Sat Dec 03, 2005 12:16 am
Via email HR in Utah said:
I am concerned. I pulled my credit report tonight and found an inquiry on my report from Household Credit in NV under the category of inquiries that required my consent. The inquiry was made 3 days ago and I am sure I didn't consent to any inquiries on my credit as I am not looking to secure any loans, credit cards, etc. After reading what I could find about them, I am worried that I will have an account with a balance show up on my report. What is my recourse if a company claims to have consent and does not. As an aside, I recall them telemarketing me about this card. I told them I would look over their information but that they did not have permission to pull my credit and I refused to provide them with my Social Security Number. I have this call on tape. I would like to get this fixed.
_________________
Posted by the site administrator
We are an independent research organization
See more on this subject starting with our front page
Wed Dec 07, 2005 10:13 am
You must inform the credit bureau that you did not authorize this hard pull. I suggest you see what they tell you and follow their suggestions as to what to do next. You can try at this point to contact Household but IMO you will not have any luck with them at all.
BTW, it is always best to write, using registered/return receipt. Phone calls, unless legally recorded, do not stand up as evidence.
Good Luck!
_________________
"I hope we shall crush in its birth the aristocracy of our monied corporations which dare already to challenge our government to a trial by strength, and bid defiance to the laws of our country."
Thomas Jefferson
You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum
You cannot vote in polls in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum
You cannot vote in polls in this forum
Thinking of making a debt settlement offer? See common 
Relax -